General Information :
An investment of your surplus funds or to create a buffer fund for your future requirements like children's education/marriage, to buy a car or for a dream holiday. You will find a product that suits your requirement in all our branch.
Deposit tenure minimum 15 days and maximum 120 months.
Interest payable depending on tenure of deposit on monthly/quarterly basis or on maturity.
Interest Rate :
On pre-mature withdrawal of deposited amount interest will be calculated at 1% below the rate applicable for completed period of deposit.
Eligibility :
Resident Indian, Companies, or a Co-operative Society. Societies, Trust, Firms, SHG’s.
Document Required :
Applicants must satisfy the following documentation requirements:
Identity proof (PAN, EC Card, Driving Licence, Passport, and Employer Certificate for Proof of identity).
Passport Size Photograph - 2.
Proof of residence address.
Introduction as per bank norms.
Note: Mandatory to provide Permanent Address and telephone number.
Facility :
The minimum balance of deposit is Rs.1000.
Loans against deposits available up-to 90% of deposits available.
Nomination Facility - Available.